Colorado. Division of Insurance.
Publisher
Colorado Division of Insurance
Pub. Date
2011.
Language
English
Description
State law specifies which factors an insurance company can review in order to adjust health care premiums each year. These "rating factors" vary in each of Colorado's three insurance markets large group, small group and individual. Companies adjust premiums according to the way the factors affect a particular employer or individual.
Publisher
Colorado Division of Insurance
Pub. Date
2012.
Language
English
Description
A public adjuster should manage a claim from clean-up to rebuild. That includes visiting the site of the loss to analyze the damages, making sure every detail of the loss is identified, estimating damages, reviewing your homeowner policy coverage, determining current replacement costs, hiring contractors to make repairs, inspecting the repairs, and handling paperwork required by the insurance company.
89) Flood insurance
Publisher
[Colorado Department of Regulatory Agencies, Division of Insurance]
Pub. Date
2014
Language
English
Description
Many homeowners do not realize that their basic homeowners insurance does not include protection from flood damage, and that flood insurance must be purchased as a separate policy. The Division of Insurance does not regulate flood insurance. The Federal Emergency Management Agency (FEMA) administers the National Flood Insurance Program (NFIP), a federally subsidized program available to any property owner -homeowners, renters, condominium owners...
Publisher
[Colorado Department of Regulatory Agencies, Division of Insurance]
Pub. Date
2008
Language
English
Description
The Colorado Division of Insurance created the "Automobile Insurance Premiums Report" to provide consumers an opportunity to compare auto insurance premium rates being offered in Colorado.
100) Life insurance
Publisher
Not Supplied
Pub. Date
Not Supplied
Language
English
Description
Life Insurance is a form of insurance that pays a beneficiary in the event of the death of the insured person. When a policy is purchased, a specific death benefit is chosen. Life insurance is a contract between the policy owner and the insurance company. The policy owner (or policy payer) agrees to pay a defined amount called a premium. The insurance company agrees to pay a sum of money upon the death of the insured person. The beneficiary, the...
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