The unbanking of America : how the new middle class survives
(Book)
Author
Published
Boston : Houghton Mifflin Harcourt, 2017.
Physical Desc
xix, 250 pages ; 24 cm
Status
Description
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Copies
Location | Call Number | Status |
---|---|---|
Canon City Public Library - NONFICTION | 332.1 SER | On Shelf |
Ridgway Public Library - NONFICTION | 332.109 SER | On Shelf |
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Subjects
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More Details
Published
Boston : Houghton Mifflin Harcourt, 2017.
Format
Book
Language
English
Notes
Bibliography
Includes bibliographical references (pages 227-240) and index.
Description
Discusses the problems with American banking and investigates such informal banking alternatives as check-cashing businesses, payday lenders, and lending clubs.
Description
"An urgent, absorbing exposé--why Americans are fleeing our broken banking system in growing numbers, and how alternatives are rushing in to do what banks once did. What do an undocumented immigrant in the South Bronx, a high-net-worth entrepreneur, and a twenty-something graduate student have in common? All three are victims of our dysfunctional mainstream banking and credit system. Today nearly half of all Americans live from paycheck to paycheck, and income volatility has doubled over the past thirty years. Banks, with their high monthly fees and overdraft charges, are gouging their low- and middle-income customers while serving only the wealthiest Americans. Lisa Servon delivers a stunning indictment of America's banks, together with eye-opening dispatches from inside a range of banking alternatives that have sprung up to fill the void. She works as a teller at RiteCheck, a check-cashing business in the South Bronx, and as a payday lender in Oakland. She looks closely at the workings of a tanda, an informal lending club. And she delivers engaging, hopeful portraits of the entrepreneurs reacting to the unbanking of America by designing systems to creatively serve many of us."--Dust jacket.
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Citations
APA Citation, 7th Edition (style guide)
Servon, L. J. (2017). The unbanking of America: how the new middle class survives . Houghton Mifflin Harcourt.
Chicago / Turabian - Author Date Citation, 17th Edition (style guide)Servon, Lisa J.. 2017. The Unbanking of America: How the New Middle Class Survives. Houghton Mifflin Harcourt.
Chicago / Turabian - Humanities (Notes and Bibliography) Citation, 17th Edition (style guide)Servon, Lisa J.. The Unbanking of America: How the New Middle Class Survives Houghton Mifflin Harcourt, 2017.
MLA Citation, 9th Edition (style guide)Servon, Lisa J.. The Unbanking of America: How the New Middle Class Survives Houghton Mifflin Harcourt, 2017.
Note! Citations contain only title, author, edition, publisher, and year published. Citations should be used as a guideline and should be double checked for accuracy. Citation formats are based on standards as of August 2021.
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